The Future of Business Wallets: Why Your Wallet Needs to Speak “African
If you are a business owner in Lagos, Lilongwe, Nairobi, or Kigali, you know the frustration of trading within Africa. It is an irony of modern African business: it is often easier to pay a supplier in China or the US than it is to pay a partner just a few borders away. If you […]
Beyond Borders: How meCash is Unlocking the Hidden Potential of Africa’s Informal Economy
Imagine Chimwala. She runs a small textile business in a bustling market in Lilongwe, Malawi. For years, Chimwala’s business existed entirely in physical cash—Malawian Kwacha (MWK). Every sale was a handshake, and every saving was a banknote tucked away in a lockbox. She was what economists call “unbanked” or “underbanked.” But Chimwala had a problem. […]
Black Friday Rush: How to Pay Your International Suppliers (in US, UK) Instantly
This is it. The Black Friday and Cyber Monday sales rush is on. Your suppliers in US, and the UK have just dropped their “limited-time” stock deals. You find the perfect inventory at a fantastic price, but there’s a catch: the deal expires in 24 hours, and hundreds of other businesses want it, too. You […]
How to Send Holiday Cash to Family in Nigeria, Ghana, and Kenya
The holiday season is here. It is a time for connection, celebration, and showing love, even across continents. You want to send a gift back home to your family in Lagos, Accra, or Nairobi, but you dread the process. Long queues, confusing forms, shockingly high fees, and worrying if the money will arrive in time […]
The Payday Pre-Game: A 5-Step Plan for Your Salary
Salary week is coming. Before you buy that ₦9,000 shawarma platter, order that chowdeck you’ve been eyeing, or buy that shoe from that IG vendor. … stop. Sit down. Let’s make a plan. We all know the feeling. The credit alert hits, and suddenly you feel like a millionaire. Your brain switches to “treat yourself” […]
An Analysis of Nigeria’s 2025 Tax Reform: Implications for Personal Income Tax
The Federal Republic of Nigeria has enacted a significant piece of fiscal legislation, the Nigeria Tax Act, 2025. This Act represents a landmark reform, designed to modernize the nation’s tax system by consolidating numerous existing statutes (including the long-standing Personal Income Tax Act (PITA)) into a single, comprehensive legal framework. The primary objectives of this […]
Building an emergency fund: a step-by-step guide for a secure future
Life is full of surprises — some pleasant, others expensive. A burst water pipe, sudden medical bill, or job loss can throw anyone off balance, especially if there’s no financial cushion. That’s why an emergency fund is one of the most powerful tools for achieving peace of mind and financial stability. In many African countries, […]
Understanding Virtual Accounts: A Game-Changer for Business Financial Management
Imagine having a dedicated account number for each client, or a unique one for every invoice you send, without the complexity and paperwork of opening multiple traditional business bank accounts. This is the power of a virtual account. In simple terms, a virtual account is a unique, digital account number linked to your company’s main […]
Our Vision for a Financially Connected Africa
Have you ever tried to send money from Lagos to Accra? It shouldn’t feel like launching a rocket. It shouldn’t cost a huge chunk of what you’re sending, and you definitely shouldn’t have to wait three days, praying it arrives. Yet, for millions of us, that’s the reality. Africa is buzzing with talent, energy, and […]
Myth vs. Fact: Debunking Common Misconceptions About Digital Payments
Let’s be honest for a second. Remember when ATMs first showed up? People were scared. “It will swallow my card!” “What if it gives me fake money?” We laugh about it now, but that fear was real. And today, that same old fear has a new name: digital payments. You’ve heard the stories. Maybe you […]
