“Detty December” Prep School: How to Plan Now and Enjoy Later
“December wey go detty, na from now we go plan am!” If you’re a Nigerian, you know that phrase isn’t a joke; it’s a financial strategy. “Detty December” is not just a month; it’s a cultural phenomenon. It’s the annual homecoming, the season of concerts, weddings, epic parties, and linking up with friends and family. […]
The Payday Pre-Game: A 5-Step Plan for Your Salary
Salary week is coming. Before you buy that ₦9,000 shawarma platter, order that chowdeck you’ve been eyeing, or buy that shoe from that IG vendor. … stop. Sit down. Let’s make a plan. We all know the feeling. The credit alert hits, and suddenly you feel like a millionaire. Your brain switches to “treat yourself” […]
An Analysis of Nigeria’s 2025 Tax Reform: Implications for Personal Income Tax
The Federal Republic of Nigeria has enacted a significant piece of fiscal legislation, the Nigeria Tax Act, 2025. This Act represents a landmark reform, designed to modernize the nation’s tax system by consolidating numerous existing statutes (including the long-standing Personal Income Tax Act (PITA)) into a single, comprehensive legal framework. The primary objectives of this […]
Building an emergency fund: a step-by-step guide for a secure future
Life is full of surprises — some pleasant, others expensive. A burst water pipe, sudden medical bill, or job loss can throw anyone off balance, especially if there’s no financial cushion. That’s why an emergency fund is one of the most powerful tools for achieving peace of mind and financial stability. In many African countries, […]
Understanding Virtual Accounts: A Game-Changer for Business Financial Management
Imagine having a dedicated account number for each client, or a unique one for every invoice you send, without the complexity and paperwork of opening multiple traditional business bank accounts. This is the power of a virtual account. In simple terms, a virtual account is a unique, digital account number linked to your company’s main […]
Our Vision for a Financially Connected Africa
Have you ever tried to send money from Lagos to Accra? It shouldn’t feel like launching a rocket. It shouldn’t cost a huge chunk of what you’re sending, and you definitely shouldn’t have to wait three days, praying it arrives. Yet, for millions of us, that’s the reality. Africa is buzzing with talent, energy, and […]
Myth vs. Fact: Debunking Common Misconceptions About Digital Payments
Let’s be honest for a second. Remember when ATMs first showed up? People were scared. “It will swallow my card!” “What if it gives me fake money?” We laugh about it now, but that fear was real. And today, that same old fear has a new name: digital payments. You’ve heard the stories. Maybe you […]
meCash for Business: Streamlining your cross-border payments
Running a modern business means thinking globally. You might have a key supplier in Asia, a talented freelancer working from another continent, or customers an ocean away. While the opportunities are exciting, the financial logistics can be a real headache. Slow, expensive bank wires and messy paperwork can quickly take the focus away from what […]
The diasporan’s dilemma: A Nigerian guide to budgeting for remittances and savings
Every Nigerian living abroad knows the sound. It’s the ping of a WhatsApp message that lands just before your payday. It might be a gentle greeting from Mama, a casual “how far?” from a cousin, or a direct request for funds for an urgent family matter. We call it many things—family support, responsibility, or the […]
Why your Small Business needs a reliable International Payment Solution
Global market analysts predict that cross-border transactions will surpass $250 trillion by 2027, a testament to the increasing interconnectedness of our world. For a small business owner, this isn’t just a number; it’s a massive opportunity. The internet has erased borders, making it possible to sell your products to customers on another continent or hire […]
